In general, insurance premium increases if the vehicle price is higher. What will happen to the premium when I buy a standard Model 3 at $35,000 compared with a standard Model 3 with full self-driving at $43,000? I would like the premium to go down as the full self-driving increases the safety. At the worst, I don't want to pay extra insurance premium for software that does not need any repair. Any insight from the Tesla community, please?